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DINAR LE PAY · Future Banking & Wallet

CRYPTO.
COLLECTED.
INSTANTLY.

A full-stack digital bank for nations under financial sanctions. Wallet, POS terminal, and rotating savings circles — secured on-chain. Accept crypto in person with no card machine. 0.5% fee. No chargebacks. No borders.

We settle in:USDTBTCETHSOLBNB
Dinar le Pay
Live
Total balance
$12,847.92
+4.2% this month
BTC
0.142
$9,840
USDT
2,107
$2,107
SOL
6.41
$900
🎬Netflix US · delivered
−$15.49
🤝SUSU payout · Diaspora 12
+$3,000
USDT deposit · TRC20
+$500
48,200+
Subscriptions delivered
62
Countries served
2h 14m
Settlement time (median)
99.97%
On-chain payout rate

The card was never built for you.

Every modern service assumes a US or EU debit card. If you live outside that bubble, you're locked out — even when you have the money to pay.

Your card gets rejected

Stripe and Apple silently block cards from most of Africa, MENA, Central Asia, and LatAm — even when funds are there.

The store is geo-blocked

Hulu, Max, Peacock, Hotstar require a US billing address. Spotify, Netflix and Game Pass region-lock catalogs and signups.

You don't have a card at all

1.4 billion adults are unbanked. Crypto on your phone is your only globally accepted money.

Made for these places first.

If you're here, your money is good. Bring crypto, leave with the account.

🇸🇩
Sudan
No international cards issued
🇸🇾
Syria
Cut off from global payments
🇮🇷
Iran
Cards not accepted abroad
🇨🇺
Cuba
No Visa or Mastercard
🇻🇪
Venezuela
Local cards rejected by Stripe
🇩🇿
Algeria
Strict FX controls block subscriptions
🇳🇬
Nigeria
$20 monthly card limit
🇵🇰
Pakistan
International payments restricted
🇾🇪
Yemen
Banking infrastructure limited
🇦🇫
Afghanistan
Banking system disrupted
🇲🇲
Myanmar
Cross-border payments blocked
🇱🇧
Lebanon
Banking crisis since 2019

And anywhere else international payment rails don't reach you.

Three steps. No bureaucracy.

1. Pick the subscription

Choose from Netflix, ChatGPT, Spotify, Xbox, Hulu, Adobe, and more — we keep adding the hardest ones.

2. Pay in crypto

Scan the QR. USDT (TRC20), BTC, ETH, SOL or BNB. Your wallet, your keys.

3. Get a working account

We buy it on your behalf with a real US card. Credentials in your dashboard within hours.

New · Monthly SUSU Money Circles

The ancient savings circle, on-chain & on-time.

Pool funds with trusted members every month. One member receives the full pot. Rotate until everyone is paid. Fully transparent, automated, and powered by Dinar le Pay's settlement rails — direct, with no intermediary.

Form your circle

Join or create a verified circle of 5–20 members. Set the monthly contribution in USD — settled in stablecoins.

Contribute monthly

Auto-debit from your in-app balance on the same day each month. Smart reminders and a 3-day grace window.

Receive your payout

When it's your month, the full pot lands in your wallet instantly. Withdraw to any chain or pay subscriptions directly.

Circle · Diaspora 12
12 members · $250/mo
Month 4 / 12
This month's pot$3,000
10 of 12 paidPayout in 4 days
Pot size
$3,000
Your turn
Month 7
Late fees
$0

Why SUSU on Dinar le Pay?

  • On-chain transparency — every contribution & payout is auditable.
  • Automated rotation — no organiser holding the cash, no trust required.
  • Reputation scoring — late or missed payments are recorded, not hidden.
  • Instant payouts — receive your pot in USDT, ETH, BTC or BNB.

The subscriptions you couldn't buy.

Top 12 services people from blocked regions ask us for. We handle each one personally.

🎬
Netflix US
Geo + payment locked
🤖
ChatGPT Plus
Rejects most cards outside US/EU
🎧
Spotify Premium
Region-restricted in 80+ countries
🎮
Xbox Game Pass
Needs US/EU billing card
📺
Hulu
US-only payment
🍿
HBO Max
US-only payment
Disney+
Region-restricted
▶️
YouTube Premium
Card rejected in many regions
🎨
Adobe CC
Card often rejected
🖼️
Midjourney
Stripe rejects local cards
🧠
Claude Pro
US/EU billing only
🕹️
PlayStation Plus
Region-locked store
Bank-grade security

Your money. Your keys. Audited rails.

We engineered Dinar le Pay with the security stack of a tier-1 neobank — and the transparency of a public blockchain.

Custody

Non-custodial by default

MPC-secured wallets. Your private key is sharded across your device and a trustless co-signer — never stored in one place.

Transparency

Every cent on-chain

Deposits, fees, payouts, and SUSU rotations are all verifiable on-chain. No hidden ledger, no off-chain promises.

Identity

Biometric + 2FA

Face ID / fingerprint unlock for every withdrawal. Optional whitelisted addresses and per-tx spending caps.

Compliance

Reg-aware, not reg-blocked

Sanctions screening on payouts, but no card-network gatekeeping. We serve users banks refuse — legally.

Guarantee

Delivered or refunded

If we can't deliver a working subscription, your crypto is returned in full. SLA-backed, public success rate.

Reliability

24/7 cron autopilot

Chain monitor, renewal engine, and invoice expirer run every minute. Heartbeat alerts route to on-call.

RLS-protected databaseTLS 1.3 everywhereAES-256 encrypted credentialsOn-chain proof of reservesAudited smart contracts

Honest, flat pricing.

The subscription price + a small bridge fee. That's it. No tiers, no monthly fee, no surprises.

Bridge fee
$1.50or 7%, whichever is higher

Per subscription month. Wallet top-ups carry a flat 3% on/off-ramp fee.

See full pricing

The world's services. Finally yours.

Create your account and access a full digital bank in minutes. No bureaucracy. No borders.

Get started